found out today that the hubbie is having to take a pay cut of £7,000 a year!
His job is changing slightly and in many ways its good as his hours will be more predictable,he's often working 2 to 3 hours extra at the end of a day for no extra pay(he's a gas engineer and doesn't leave a breakdown till it's fixed)and it will be less stressful so less risk of him having a stroke or heart attack!
My job at M and S is over now and whilst I'd like to find something else our son takes his GCSE's this year and I feel I need to be about for him,he has autism and I think I need to be about for the next 6 months.
So........
Lots of penny pinching!We have a nasty overdraft to clear of about £1/000 and a credit card of about the same,the heatings been turned off,showers rationed and baths banned!Eating from the freezer till its empty,and my huge stockpiled pantry.Luckily the hens are laying again,hopefully we won;t get egg bound!We both enjoy a glass of wine but thats off the menu too!
So I'm guessing we'll be a lot healthier in 2013,especially as I'll also be cycling everywhere!!
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